Stop chargebacks before they happen.

xSecurely authenticates transactions in real time, stopping fraud before it happens and ensuring merchants never have to pay for unathorized sales.

Supported by all major card networks

Sell online without fear.

Authenticated transactions shift liability for purchases to the issuing bank, so you never see chargebacks for fraud.

One simple script is all you need. No servers or custom processing required.

Most authorizations happen without the user even realizing, so you can stop fraud without stopping your customers.

Authenticated charges provide more data for banks to analyze, resulting in fewer false declines.

Authenticated transactions shift liability for purchases to the issuing bank, so you never see chargebacks for fraud.

If you can't find what you’re looking for, contact us and we'll be happy to assist!

- How can xSecurely even stop chargebacks?
  We use the industry standard 3-D Secure protocol to authenticate transactions, which shifts liability from the merchant to the issuer.
- Am I protected from all chagebacks?
  Authenticated transactions are only protected from chargebacks for unathorized card use. Transactions can still be charged back for other reasons.
- Are all transactions protected from chargebacks?
  Only transactions that are successfully authenticated by the issuing bank are protected. The merchant can then decide whether or not to proceed with checkout.
- What counts as an "authenticated" transaction?
  Short version: We ask the bank. It's like an approval/decline when charging a card, except you don't have to worry about the money being clawed back later.

It's time to stop being at the mercy of fraud and time to stop chargebacks. Before they happen.